*** Donald J. Trump: Climate change is a hoax.

Albert Einstein: “Anybody who doesn’t take truth seriously in small matters cannot be trusted in large ones either.”

*** CLIMATE CHANGE CRISIS- and – YOU!!!: Can YOU insure YOUR house???????

Consider. “A Growing Threat To Home Values,” Abraham Lustgarten; 2/9/25; New York Times {Note: The following is a summary – READ THE ENTIRE ARTICLE.

1] Maps – A] “Where home values may decline because of climate change” [large parts of the Southwest, West Coast
Florida]
B] “How climate change may cause rising insurance rates over the next 30 years” [almost everywhere west
of the Mississippi River; Florida & Gulf Coast; much of the South]

2]. “Climate change means home ownership may no longer guarantee financial security.”

3]. “One little-discussed result is that soaring home prices in the United States may have peaked in places most at risk, leaving the nation on the precipice of a generational decline…analysis predicts an extraordinary reversal of housing fortunes for Americans – nearly $1.5 trillion in asset losses over the next 30 years.”
“The implications are staggering: Many Americans could face a paradigm shift in the way they save and how they define their economic security. Climate change…is upending the American dream.”
[NOTE: re-read this very carefully. With all their frantic work to “make American government more efficient – exactly what is the Trump-Musk KAKISTOCRACY doing to help save your family’s home insurance??????]

4] “The First Street researchers found that climate pressures are the main factor driving up insurance costs. Average premiums have risen 31% across the country since 2019…Over the next 30 years. if insurance prices are unhindered, they will, on average, leap another 29%…Rates in Miami could quadruple..” [NOTE – SO, if the Trump-Musk KAKISTOCRACY continues to say climate change is a “hoax,” – then it means they don’t care about the cost of YOUR home insurance increasing 50-60-70%, assuming you can get YOUR home insured.]

5] “..systemic economic risk..” Insurance USED TO BE 8% of average mortgage payments, TODAY. they’re about 20%, “outpacing inflation and even the rate of appreciation on the homes themselves.”
“That makes owning property, on paper anyway, a bad investment.” 30 years from now, houses could be worth 6% LESS THAN TODAY, “..affirming fears that many economists and climate analysts have held for a long time.”

6] “Part of the problem is hat many people were coaxed into living in the very high-risk areas they cll home precisely by the availability of insurance that was cheaper than it should have been…companies canceled policies, but in response, states redoubled support for homeowners…But those discounts “muffled the free market price signals”…also slowed down our adaptation..”

7]. “However imprecise, First Street’s work “plays the role of Paul Revere, of the challenge we could face if we fail to adapt.”

8]. “Like many aspects of the climate challenge, this one will also drive climate haves and have-nots further apart..”

9]. “..Altadena may prove to be the true harbinger – of a future in hich only the rich own their own homes, where insurance is a luxury good and where renters pay a monthly toll to large private equity landowners..”

****** Why should YOU be surprised – that in the end – THE RICH, THE OLIGARCHS, would be the winners as now projected? This will ONLY change if ordinary people – like YOU – demand that “our” government for for the lower 95%, i.e. – that YOU demand ‘..that government of the people, by the people, FOR the people shall not perish from the earth.” Right now, under the Trump-Musk KAKISTOCRACY, YOUR democracy is threatened like never before. And quite possibly, the existence of YOUR home, if not now, in the next 30 years. LIES have consequences – and in this case, the consequence could likely be YOU can’t afford home insurance.

*** “Truth is by nature self-evident. As soon as you remove the cobwebs of ignorance that surround it, it shines clear.” [Mohandas Gandhi]